Fill in a short online application
Provide basic information about your company and financial needs. It only takes a few minutes – no unnecessary paperwork or documents required.
Quick Online Business Loan
Modern financial solutions for small and medium-sized enterprises.
Flexible financing tailored to your company’s needs.
Instalment loans
from 3 to 12 months
Amounts from 5,000 PLN to 200,000 PLN
for any business purpose
Minimum paperwork,
maximum convenience
Simple and fast
online process
Choose financing for your company
The financing terms will be determined after the application has been reviewed.
Loan amount
30 000
PLN
Repayment period
6
mo.
Check out the offer
How it works
The entire process of obtaining a loan with Firmeo comes down to three simple steps – fast, convenient, and completely online.
01
02
Receive a tailored offer
Based on your application, we’ll prepare a loan proposal perfectly matched to your company’s needs.
03
Sign the agreement and receive your funds
Once you accept the offer, you’ll sign the agreement electronically, and the funds will be transferred to your account within 24 hours.
Check your business offer
Why Firmeo?
Firmeo is a modern lending company offering fast and simple online financing for small and medium-sized businesses - with no unnecessary paperwork or long waiting times.
Decision within 24 hours
Fast application review and instant credit decision.
100% online
The entire process is carried out online - no branch visits required.
Flexible business loans
Loans from 5,000 PLN to 200,000 PLN for 3–12 months
No hidden costs
Transparent terms, clear rules, no surprises
Frequently Asked Questions
Below you’ll find answers to the most common questions about business loans and financing options.
What documents are required to apply?
We don’t require any paper documents or certificates to apply for a business loan. Simply complete a short online form and share your bank statements via a secure open banking connection. The entire process is fully online – fast and hassle-free.
How long does the entire process take?
The procedure is quick and transparent. Completing the application takes just a few minutes, and you can receive a decision within 24 hours. Once the agreement is signed, the funds are usually transferred to your account the same business day.
What are the benefits of financing with Firmeo?
Firmeo helps maintain your company’s financial liquidity by providing flexible access to capital exactly when you need it most. With adjustable repayment terms, you can tailor the financing to your business’s cash flow cycles or seasonal fluctuations.
Can the loan be used only for business purposes?
Yes, our financing is intended exclusively for business-related purposes. You can use the funds for purchasing goods, investments, marketing, equipment, service development, or improving your company’s cash flow.
Can I repay the loan early?
Of course. You can repay your loan at any time with no additional fees. Early repayment means real savings for you and a lower total cost of financing.
Does a Firmeo loan have any hidden costs?
No, our terms are completely transparent. All costs are clearly stated in the agreement – no fine print, no unnecessary commissions, and no unexpected fees along the way.
Is my company’s data secure?
Yes. We use modern, encrypted connections and open banking tools certified by the Polish Financial Supervision Authority (KNF). Your data is processed in compliance with GDPR and used solely for the purpose of assessing your application.
Who can apply for a Firmeo loan?
Business owners registered in Poland can apply – including sole traders and limited companies. We only require an active business, a company bank account, and some basic information about your company.